Go ahead and buy this plan; it’s just that good.
I was looking for coverage that the carriers would not provide and they definitely fit the bill!
The claim was painless to do online, a rep emailed me the same day, and the next day I had the money sent to paypal directly so I could replace my handset.
Most insurance is a pain- but they are very easy to do business with. You can also add more than just your phone (i.e. tablet, TV, etc.) so you get your bang for your buck here!