Does this coverage apply to damage to my Car or Motor Vehicle? What about items INSIDE my Car or Motor Vehicle?
NO. This coverage does not apply to any damage or theft or loss that affects your car or motor vehicle (such as a street scooter or motorcycle) or any items incorporated or mounted/installed on to the exterior/interior of your vehicle. You’d have to go through your Auto-Insurance for recovering losses.
However, your coverage DOES apply to items inside your car that are Damaged or Stolen so long as you provide proof of forced entry into the vehicle indicating that your doors/windows/trunk/cargo bags were closed and locked on the vehicle.
Just as with any other claims for Theft, you must also provide a copy of your filed police report.
AKKO Adult PlanAccidental Damage & Theft Protection
- Add (1) phone + 25 items*
- $100 Deductibles for any claim
- $2,000 limit per claim*
Upgradeable to $10,000
- Unlimited claims
- Apple Store repairs covered*
- "A" Rated Coverage by Allmerica Insurance