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Family Gadget Insurance

Having insurance coverage for your cell phone is crucial in the event of internal damage, loss, or even theft. But what if your entire family needs protection for their cellular devices?

Instead of paying for multiple individual phone insurance plans, you can save money and receive special benefits by opting for family gadget insurance with AKKO.

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  • Easy & fast same-day repairs
  • Electronic reimbursements
  • Top-rated customer support

How It Works

How Does AKKO Family Gadget Insurance Work?

AKKO gadget insurance for families allows you to bundle multiple devices on the same plan, which ends up providing you with AKKO’s same high-quality insurance services for a reduced rate per phone.

Just like individualized AKKO insurance plans, family gadget insurance allows unlimited claims for internal damage, theft, and loss for your phone, as well as your other devices, including laptops, tablets, and more.

You can trust that your deductibles will remain as inexpensive as possible, starting as low as $29 per device.

Let’s learn more about what your AKKO Family Plan could do for your devices!

How Does AKKO Family Gadget Insurance Work?

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AKKO gadget insurance for families allows you to bundle multiple devices on the same plan, which ends up providing you with AKKO’s same high-quality insurance services for a reduced rate per phone.

Just like individualized AKKO insurance plans, family gadget insurance allows unlimited claims for internal damage, theft, and loss for your phone, as well as your other devices, including laptops, tablets, and more.

You can trust that your deductibles will remain as inexpensive as possible, starting as low as $29 per device.

Let’s learn more about what your AKKO Family Plan could do for your devices!

Love from our AKKO community

Robert

5/5

I’m so thrilled by this service. For only a couple dollars more than I’d been paying Verizon just for phone insurance, now all my devices are covered. I just completed a claim of my 6 year old MacBook Pro- which I’d spilled ramen all over. Service was super rapid… I’d highly recommend AKKO.

Michael

5/5

This insurance is awesome!! Took 4 hours and i was paid for the claim!! The best!!

Sean

5/5

Go ahead and buy this plan; it’s just that good.

The claim was painless to do online, a rep emailed me the same day, and the next day I had the money sent to paypal directly so I could replace my handset.

Cinny

5/5

I had to file a claim for the first time and I had so many questions. My questions were answered in a timely manner and the answers were elaborated on so I had clear information.

Jamie

5/5

Made my claim Wednesday night or Thurs morning. Funds to replace my item were in my account Fri morning, even with me exchanging a few emails with the claims dept. Fantastic!

Gerl

5/5

Love, Love AKKO – very responsive, fast, reliable! Get company

See more reviews

What Items Are Covered by an AKKO Family Plan?

In the modern world, most working professionals and students of all ages need multiple devices in order to get their work done and enjoy life to the fullest. That’s why family gadget insurance with AKKO is comprehensive and ensures total coverage for all your electronic devices.

Covered devices can include:

  • Cell phones
  • Laptops
  • Smartwatches
  • Tablets
  • Desktop computers and monitors
  • TVs
  • Cameras and camera accessories
  • Speakers
  • Music electronics
  • Gaming consoles and controllers
  • Bikes, scooters, and skateboards
  • Snowboards, skis, other recreational gear
  • Coffee makers, blenders, and other appliances
  • School supplies

With coverage this comprehensive, you can rest assured that any accidental damage or loss will be fairly reimbursed.

This includes instances like:

  • Screen cracks
  • Liquid damage
  • Internal malfunctions due to drops or machine errors
  • Theft
  • Vandalism
  • Power surge damage
  • Natural disasters

Accidents can happen, especially in big families that use multiple gadgets all at once! You can trust all of your devices to an AKKO Family Plan and get back to your regular routines as soon as possible after device damage or loss.

What Items Are Covered by an AKKO Family Plan?

In the modern world, most working professionals and students of all ages need multiple devices in order to get their work done and enjoy life to the fullest. That’s why family gadget insurance with AKKO is comprehensive and ensures total coverage for all your electronic devices.

Covered devices can include:

  • Cell phones
  • Laptops
  • Smartwatches
  • Tablets
  • Desktop computers and monitors
  • TVs
  • Cameras and camera accessories
  • Speakers
  • Music electronics
  • Gaming consoles and controllers
  • Bikes, scooters, and skateboards
  • Snowboards, skis, other recreational gear
  • Coffee makers, blenders, and other appliances
  • School supplies

With coverage this comprehensive, you can rest assured that any accidental damage or loss will be fairly reimbursed.

This includes instances like:

  • Screen cracks
  • Liquid damage
  • Internal malfunctions due to drops or machine errors
  • Theft
  • Vandalism
  • Power surge damage
  • Natural disasters

Accidents can happen, especially in big families that use multiple gadgets all at once! You can trust all of your devices to an AKKO Family Plan and get back to your regular routines as soon as possible after device damage or loss.

How Many Gadgets Can I Insure?

AKKO family gadget insurance covers one cell phone for each family member, plus all other electronic and personal items that need coverage. Plus, you won’t have to pay extra fees to add additional items to your plan —up to 25 items are included on top of your cell phone protection!

How Many Family Members Does the Plan Include?

AKKO family plans can cover up to 20 people. Yes, you read that right! Simply visit the AKKO website and select the Family Plan. There, you can enter the number of adults in your family that need coverage, as well as the number of students. This total will allow AKKO to provide you with accurate pricing for your coverage.

Once you’ve entered the number of family members you’re covering under your AKKO gadget insurance, you’ll be quoted the price for your monthly plan as well as what you can expect to pay in deductibles for damaged, lost, or stolen phones.

You’ll also be quoted the student deductibles vs. adult deductibles to be expected in the event of accidental damage, theft, or loss of your non-phone items, including laptops, smartwatches, speakers, and more.

Pricing

How many phones
need protection?

Family Bundle Save 5-15%

Starting from

Phone Only

Protect any phone against damage,
breakdowns, and theft

$11.40/moPrice of 2 cheap phones after 5% discount
Protect any phone
Up to 20 members per plan
$29 - $99 deductibles
Accidental damage
Parts & battery failures
Theft
Up to $2,000 per claim
Unlimited claims
Families save up to 15%!
Protect Your Gear
Family Bundle Save 5-15%

Starting from

AKKO Plan

Protect 1 phone + up to 25
items per person

$22.80/moPrice of 2 students after 5% discount
Protect 1 phone + 25 items (p/person)
Up to 20 members per plan
$29 - $99 deductibles
Accidental damage
Parts & battery failures
Theft
Up to $2,000 per claim
Unlimited claims
Families save up to 15%!
Protect Your Gear

How it Works

Based on how many adults and students are signing up for your family gadget insurance plan, AKKO will quote your monthly price. Though phone deductibles will always fall within the range of $29 and $99 for all insured customers, non-phone deductible costs and coverage fees vary depending on your status as an adult or student.

Cost Per Adult and Child

A $49 deductible is expected for the replacement of any insured item apart from a cell phone for students (this includes children under 18 and other dependents on your plan).

Conversely, the deductible for non-cell phone item replacement under your AKKO plan is $99 for adults.

Adult or dependent status also changes the overall cost of your protection plan month to month. Each adult on a full coverage AKKO plan costs $15, while each child on the same plan costs $12.

Which Items Are NOT Covered by an AKKO Family Plan?

AKKO family plans do not cover the following:

  • Automobiles, boats, or aircraft
  • Money
  • Personal documents or ID
  • Medications
  • Artwork
  • Firearms
  • Collectibles or antiques

Additionally, reimbursement for jewelry and bicycles is limited to $1,000 per incident of loss.

What Items Are Covered by an AKKO Family Plan?

AKKO family plans do not cover the following:

  • Automobiles, boats, or aircraft
  • Money
  • Personal documents or ID
  • Medications
  • Artwork
  • Firearms
  • Collectibles or antiques

Additionally, reimbursement for jewelry and bicycles is limited to $1,000 per incident of loss.

In the Press

AKKO beats out Squaretrade, AppleCare,
and Geek Squad for best phone protection!

Read More

Coverage, Simplified.

™

AKKO makes protecting your stuff easier and more affordable.

1.

Quick registration

Choose our phone-only or “Everything Protected” AKKO Plan. Upgrade or downgrade anytime.
Save 5-15% by bundling plans or paying annually.

Register Now

2.

Full protection

Input your items’ info and snap a few photos. Done! Now they’re fully protected. Then simply add/remove items anytime you get new stuff.

See What's Covered

3.

Easy repairs & replacements

Get repairs done quick – often same day for phones! We pay the store or can pay you by PayPal or wire immediately upon claim approval.

Claims Info

Keep Your Family
Protected with AKKO

With your new coverage under AKKO, you’ll find fair monthly rates based on the value of your phone, and you’ll never see a deductible over $99. We offer fantastic discounts for customers who decide to bundle their protection plans (and even more savings for those who pay annually).

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© 2023 AKKO LLC

Read Legal Disclaimers & Outlined Information on Membership Plans & Plan Coverages

Read Terms of Use & Privacy Policy for Website & Web-app

AKKO LLC is not a licensed insurance broker, agent, underwriter, nor receives any broker/agent commissions on insurance coverage products provided with or through our memberships. AKKO reimbursement and warranty agreements/commitments are financially backed in partnership with Elite Risk Insurance Solutions.
Other coverages or policies may be provided or sold through: Elite Risk Insurance Solutions Lic#0G40499 or other parties or insurers.

¹Phones must be fully functional and without damage to be eligible for coverage. Phones with foldable screens cost up to $15 per month.
²Subject to applicable terms and limitations, you may file unlimited claims for eligible device breakdowns and accidental damage from handling.
³Subject to applicable terms and limitations, you may file unlimited requests for benefits for the theft of eligible devices, but you may only file one request for benefits for any Lost phone per 12 months on eligible plans.

Ranked #1 by GadgetReview.com and Top Rated by Investopedia!

FAQ

What's Protected

Both of our plans protect against all accidental damages and theft.

  • Cracked Screens
  • Spills & Liquid Submersion
  • Accidental Damage (like drops)
  • Damage & Malfunctions from Accidental Damage/Drops
  • Mechanical/Electrical Failures of components (for phones)
  • Theft
  • Theft of items from an unattended vehicle via forced entry (car break-ins)

Claim info

AKKO is all about making claims easy and fast for you!

Here is the process for claims:

  1. Login to your AKKO account and file your claim from your phone or the web.

  2. A team member will reach out to you the same or next day to collect any applicable extra information, or to direct you to a nearby repair provider.

  3. Repairs: If your item is in need of repairs, AKKO will either pay you or a repair shop for repairs for your item(s). If funds are paid to you directly, you can receive funds via PayPal, or a wire transfer initiated the same-day as claim approval. (many of our repair claims, such as cracked phone screens, get fully resolved within 24hrs!)

  4. Replacements: If your item is in need of total replacement (unrepairable or stolen), AKKO will send you a payout equal to the replacement value, or can also have a replacement item sent straight to you.

Notes:

  • Your deductible is subtracted from any claim payouts. (for example, if your screen repair is $158 after tax, and the repair deductible for your phone is $49, you would receive a payout of $109)

  • Claims of theft will take longer to resolve than damage claims. Police reports are required and copies must be submitted to our team, the time to receive a report may vary based on where you live.

  • If you have Apple devices which a local repair provider is not able to service, then you can get them taken care of at an Apple Store, we WILL NOT force you to send us your Apple devices to get repaired. Our goal is to get your items fixed/replaced ASAP

How do we determine the replacement value of your items?

If your item(s) are too extensively damaged (or were stolen) and you require a replacement device or item, our team member will find the replacement value of the item by looking at the cost of an available refurbished replacement of the same make/model/year/specs then send you a reimbursement payout.

For example, if your iPhone X was stolen or completely destroyed, we would find the value of a refurbished iPhone X and your payout would be the cost of the replacement, plus sales tax if applicable, then subtracting your plan’s deductible ($29-$99 based on your phone, or for non-phone items $99 on our “Everything Protected” AKKO Plan for adults, and $49 for students).

AKKO will not determine the value of your item based on what used iPhone X phones or other items are being sold for by random individuals online. Replacement values are only determined based off items sold by businesses. You also will not receive a payout based on the value you initially paid for your phone or any other affected item when it was new.

The same process applies to claims for other electronics and personal items on your plan which are eligible for protection.

Sign up now!

Need multiple plans? Save 5-15% when you bundle.

Phone Only
Protection

Protect any phone against damage, breakdowns, and theft

$5-12per month
Protect any phone¹
$29 - $99 deductibles
Accidental damage
Parts & battery failures
Theft
Replacement cost of your phone
Unlimited claims²
Save up to 15% paying annually!
Protect Your Phone

"Everything Protected"
The AKKO Plan

Protect 1 phone + all your electronic devices and more (25 items total)

$15per month
Protect 1 phone + 25 items
$29 - $99 deductibles
Accidental damage
Phone parts & battery failures
Theft
Up to $2,000 per claim
Unlimited claims²
Students save up to 33%!
Protect Phone + 25 Items

"Everything Protected"
AKKO Plan

Protect 1 phone + all your electronic devices and more (25 items total)

$15per month
Protect 1 phone + 25 items
$29 - $99 deductibles
Accidental Damage
Parts/battery failures (phones)
Theft
$2,000 per claim limit (no annual limit)
Unlimited Claims²
Save up to 33% as a Student!
Protect Phone + 25 items

Phone Only
Protection

Protect any phone against damage, breakdowns, and theft

$5-12per month
Protect Any Phone¹
$29 - $99 deductibles
Accidental Damage
Parts/Battery failures
Theft
Replacement Cost of Your Phone
Unlimited Claims²
Save up to 15% paying annually!
Protect Your Phone
Need multiple plans? Save 5-15% when you bundle.
Compare Our Plans

Items Protected:

Phone Only
Protection Plan

"Everything Protected"
AKKO Plan

Protect 1 Phone

Protect Laptops, Tablets, and all your other electronics

Protect TVs, speakers, gaming consoles and more

Protect photography gear

Protect music instruments and audio gear

Protect sports equipment

Cost & Deductibles:

Cost

$6 – $12 /month
($5 – 11 /month if paid annually)

$15 /month 
($14 /month if paid annually)
Student Rate: $14 /month
($13 /month if paid annually)

Phone damage deductibles

$29 – $99
(based on model)

$29 – $99
(based on model)

Phone theft/replacement deductibles

$75 – $99
(based on model)

$75 – $99
(based on model)

Damage Deductibles
(other items)

N/A

$99

Theft Deductibles
(other items)

N/A

$99

Phone Only
Protection Plan

Select Model

"Everything Protected"
AKKO Plan

Sign Up Now

Bundle Multiple Plans and Save 5%!

Build a Family / Multi Plan

Items Protected:

Protect 1 Phone

Phone Only Plan

AKKO Plan

Protect Laptops, Tablets, and all your other electronics

Phone Only Plan

AKKO Plan

Protect TVs, speakers, gaming consoles and more

Phone Only Plan

AKKO Plan

Protect photography gear

Phone Only Plan

AKKO Plan

Protect music instruments and audio gear

Phone Only Plan

AKKO Plan

Protect sports equipment

Phone Only Plan

AKKO Plan

Cost & Deductibles:

Cost

Phone Only Plan

$6 – $12 /month

AKKO Plan

$15 /month

AKKO Plan (student)

$14 /month

Phone damage deductibles

Phone Only Plan

$29 – $99
(based on model)

AKKO Plan

$29 – $99
(based on model)

Phone theft/replacement deductibles

Phone Only Plan

$75 – $99
(based on model)

AKKO Plan

$75 – $99
(based on model)

Damage Deductibles (other items)

Phone Only Plan

N/A

AKKO Plan

$99

Theft Deductibles (other items)

Phone Only Plan

N/A

AKKO Plan

$99

Choose Your Plan:

Phone Only Plan

Sign Up

AKKO Plan

Sign Up

AKKO Plan (student)

Sign Up

Bundle Multiple Plans and Save 5%!

Build a Family / Multi Plan
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Choose Plan:

Student Rate - $13/mo

(billed $156/yr)

Adult Rate - $15/mo

(billed $180/yr)

Bundle Multiple AKKO Plans:

Family/Multi Plans - Save 5%

To sign-up for Student Plans, you can be any type of student, from middle school to high school, including incoming college student, current college student, or recent graduate. Students at any 2yr, 4yr, or graduate school are all eligible as well. Any age.

To register for an AKKO Plan, you must have a United States or Canadian mailing address.

Choose Plan:

Student Rate - $14/mo
Adult Rate - $15/mo

Bundle Multiple AKKO Plans:

Family/Multi Plans - Save 5%

To sign-up for Student Plans, you can be any type of student, from middle school to high school, including incoming college student, current college student, or recent graduate. Students at any 2yr, 4yr, or graduate school are all eligible as well. Any age.

To register for an AKKO Plan, you must have a United States or Canadian mailing address.

Before you go...

Why not try out one of our plans risk-free for 30 days?

Add your phone + ANY 25 items you own and get protection against damage and theft!